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Author: carguijo

Your Homebuying Budget
March 19, 2022in First Time Homebuyers0by carguijo

Your Homebuying Budget

Buying a home is the biggest financial decision you can make. Knowing your budget and how much you can afford to spend on a home is a critical – dare…

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Renting vs. Owning
February 19, 2022in First Time Homebuyers0by carguijo

Renting vs. Owning

 When it comes to renting vs. owning, renting can often seem like the safe choice. We understand that owning a home is one of the most important steps you will take…

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Conforming Loan Limit Increase for 2022
January 19, 2022in Mortgage News0by carguijo

Conforming Loan Limit Increase for 2022

The Federal Housing Financing Agency has recently announced that the new conforming loan limit for 2022 is $647,200 for most areas for single-unit properties! This is an 18% increase from…

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Is it the Right Time to Buy?
December 19, 2021in First Time Homebuyers0by carguijo

Is it the Right Time to Buy?

You’re tired of renting. You’re about to have a baby and expand your family. Your kids have all moved out and now it’s time to down-size (or get that mansion…

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Top 10 Mortgage Terms You Need to Know
November 19, 2021in First Time Homebuyers, Mortgage Basics0by carguijo

Top 10 Mortgage Terms You Need to Know

If you’ve just started learning about mortgages, you’ve probably seen mortgage terms like APR, PMI, and DTI pop up. There is a lot to learn when it comes to mortgages,…

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Your Mortgage Checklist
October 19, 2021in Mortgage Basics0by carguijo

Your Mortgage Checklist

The paperwork required for a mortgage doesn’t have to overwhelm you. Putting together your mortgage checklist should be simple and easy. In an effort to help you organize the personal…

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Mortgage Do's and Don'ts
September 19, 2021in First Time Homebuyers, Mortgage Basics0by carguijo

Mortgage Do's and Don'ts

Ready to purchase your dream home? Learn the Mortgage Do’s and Don’ts when it comes to applying for a home loan. Let’s make sure you’ve navigated the first steps: understanding…

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