Terms of Use

Restrictions on the use of Site Content

The text, data, articles, photos, images and other information (collectively, the “Content”) on the Site is owned by MHC Mortgage, LLC or its Content providers, and is protected by U.S. and International copyright laws and treaties. You acknowledge that the Content is and shall remain the property of MHC Mortgage, LLC. You may not copy, modify, transmit, participate in the sale or transfer of, or create derivative works based on any Content, in whole or in part. The use of the Content on any other web site, including by linking or framing, or in any networked computer environment for any purpose is prohibited without MHC Mortgage, LLC’s prior written approval.

Trademarks

MHC Mortgage, LLC (including the MHC Mortgage, LLC logo), www.MHCHomeLoans.com, and all related logos (collectively the “The MHC Mortgage, LLC Trademarks”) are trademarks or service marks of MHC Mortgage, LLC. Other company, product, and service names and logos used and displayed on this Site may be trademarks or service marks owned by MHC Mortgage, LLC or others. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the MHC Mortgage, LLC Trademarks displayed on this Site, without our prior written permission in each instance. We prohibit the use of any of the MHC Mortgage, LLC Trademarks as part of a link to or from any site unless establishment of such a link is approved in advance by us in writing.

Copyright complaints

If you believe, in good faith, that any materials on the Site infringe your copyrights, notifications of claimed copyright infringement should be sent, in accordance with Title 17, United States Code, Section 512(c)(2) (under the “Digital Millennium Copyright Act”) to the MHC Mortgage, LLC’s designated agent. Notification should include:

• an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

• a description of the copyrighted work that you claim has been infringed;

• a description of where the material you claim is infringing is located on the Site;

• a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and

• a statement by you, made under penalty of perjury, that the above information in your notice is accurate, and that you are the copyright owner or duly authorized to act on the copyright owner’s behalf.

MHC Mortgage, LLC’S agent for notification of claimed copyright infringement is: Corporate Creations Network Inc., 2985 Gordy Pkwy, 1st Floor, Marietta, GA 30066, Attention: General Counsel.

No warranty

None of MHC Mortgage, LLC, any of its affiliates, providers or their respective officers, directors, employees, agents, licensors, agents or independent contractors (collectively the “MHC Mortgage, LLC parties”) guarantees the accuracy, adequacy, completeness, or usefulness of any of the Content, and MHC Mortgage, LLC disclaims any liability for errors or omissions in the Content. This Site and all Content is provided “as is” and “as available”, without any warranty, either express or implied, including the implied warranties of merchantability, fitness for a particular purpose, non-infringement or title. Additionally, there are no warranties as to the results of your use of the Content. The MHC Mortgage, LLC parties do not warrant that the Site is free of viruses or other harmful components. This web site could include technical inaccuracy or typographical errors.

Limitation of liability

Under no circumstances will the MHC Mortgage, LLC parties be liable for any damages including general, special, direct, indirect, incidental, consequential, punitive or any other damages (including, without limitation, lost profits or business interruption) of any kind whether in an action in contract or negligence arising out of, or relating in any way to your use, or inability to use, the Content, the Site or any third-party site to which this Site is linked. The MHC Mortgage, LLC parties shall not be liable for any defamatory, offensive or illegal conduct of any user of the Site. Your sole remedy for dissatisfaction with this Site is to stop using the Site. If the foregoing limitation is found to be invalid, you agree that the MHC Mortgage, LLC parties’ total liability for all damages, losses, or causes of action of any kind or nature shall be limited to the greatest extent permitted by applicable law.

Monitoring of the Site

MHC Mortgage, LLC has no obligation to monitor the Site; however, you acknowledge and agree that MHC Mortgage, LLC has the right to monitor the Site electronically from time to time and to disclose any information as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Site, or to protect itself or other users of the Site.

Submissions to the Site

All remarks, discussions, ideas, graphics or other submissions communicated to MHC Mortgage, LLC through this Site (each a “Submission”) will be deemed and remain the property of MHC Mortgage, LLC, and MHC Mortgage, LLC is entitled to use any Submission for any purpose, without restriction or compensation to the individual who has provided the Submission. Nothing herein contained shall be construed as limiting MHC Mortgage, LLC’s responsibilities and obligations under its Privacy Policy.

Indemnification

You agree to indemnify and hold harmless the MHC Mortgage, LLC Parties from and against any and all claims, losses, expenses, or demands or liabilities, including attorneys’ fees and costs, incurred by the MHC Mortgage, LLC Parties in connection with any claim by a third party (including any intellectual property claim) arising out of (i) materials and content you submit, post to or transmit through the Site, or (ii) your use of the Site in violation of this Agreement or in violation of any applicable law. You further agree that you will cooperate as reasonably required in the defense of any such claims. The MHC Mortgage, LLC Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of MHC Mortgage, LLC. You further agree to indemnify and hold harmless the MHC Mortgage, LLC Parties from any claim arising from a third party’s use of information or materials of any kind that you post in a public area on the site.

Links to third-party sites

The Site may contain links to web sites controlled, owned, and operated by third parties (the “third-party sites”). MHC Mortgage, LLC cannot control and has no responsibility for the accuracy or availability of information provided on the third-party sites. You acknowledge that use of any third-party sites is governed by the terms of use for those web sites, and not by this agreement. Links to third-party sites do not constitute an endorsement by MHC Mortgage, LLC of such sites or the content, products, advertising or other materials presented on such sites, but are provided for your convenience and you access them at your own risk. We are not responsible for the content of any third- party web sites, nor do we make any warranties or representations, express or implied, regarding the content (or the accuracy of such content) on any third-party web sites, and the MHC Mortgage, LLC Parties shall have no liability of any nature whatsoever for any failure of products or services offered or advertised at such sites or otherwise.

Foreign accessibility disclaimer

MHC Mortgage, LLC makes no representation that the products and services described on the site are available in all countries.

Use of personally identifiable information

MHC Mortgage, LLC’s practices and policies with respect to the collection and use of personally identifiable information is governed according to the MHC Mortgage, LLC Privacy Policy.

User conduct

You agree to use the Content and Site only for lawful purposes. You are prohibited from any use of the Content or Site that would constitute an illegal offense, give rise to liability or otherwise violate any applicable local, state, national or international law or regulation.

MHC Mortgage, LLC makes no claims concerning whether the Content may be downloaded or is appropriate for use outside of the United States. If you access this Site from outside of the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction.

Termination

This Agreement is effective until terminated by MHC Mortgage, LLC at any time without notice. MHC Mortgage, LLC may suspend or terminate your access and use of the Site at any time, with or without cause, in MHC Mortgage, LLC’s absolute discretion and without notice. The following paragraphs of this Agreement shall survive termination of your use or access to the Site: paragraphs concerning indemnification, disclaimer of warranties, limitations of liability, applicable law and dispute resolution, and any other provision that by its terms survives termination of your use or access to the Site.

General provisions

Failure by MHC Mortgage, LLC to enforce any provision(s) of this Agreement shall not be construed to be a waiver of such provision(s) or of MHC Mortgage, LLC’s rights thereafter to enforce such provisions(s) and each and every provision thereafter. This Agreement and all other aspects of your use of the Site shall be governed by and construed in accordance with the laws of the state of New Jersey, without regard to its Conflict of Laws rules. All claims and disputes arising out of this Agreement, and applicable federal law or your use of the Site, other than actions for specific performance or injunctive relief brought by MHC Mortgage, LLC, shall be exclusively brought in the federal, state, or local courts located in New Jersey, and, with regard to such claims and disputes, you hereby irrevocably (i) submit to the exercise of personal jurisdiction over you by those courts and (ii) waive any jurisdictional, venue, or inconvenient forum objections to such courts. Any cause of action you may have with respect to the Content, the Site or this Agreement must be commenced within one (1) year after the claim or cause of action arose, or be barred. If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of this Agreement shall remain in full force and effect. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of this Agreement. All rights not expressly granted herein are hereby reserved.

Contact Us

If you have questions regarding this Agreement or the practices of MHC Mortgage, LLC, please contact us at the following address MHC Mortgage, LLC 210 S. Broad Street, Suite 5, Monroe, GA 30655, Attention: General Counsel.

Last Updated: December 1, 2022